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n Reward: Immediate financial relief and stress discount.
Risk: High-interest rates leading to a debt trap if not managed correctly.
Reward: Flexibility in repayment provides convenience.
Risk: If secured, collateral might be at risk in case of defa

n Personal Loans: Primarily for general expenses—medical, groceries, rent, etc.
Secured Loans: Loans against collateral, like property or gold.
Short-term Loans: High-interest loans for short period to fulfill instant needs.
Payday Loans: Short-duration, high-interest loans linked to the applicant's next paych

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